Financial Services for Law Enforcement
Craig James Financial Services, LLC has expertise in properly preparing members of law enforcement for retirement. We have helped hundreds retire through the New York State pension system.
With the help of fellow officers, retirees, union leaders, and delegates, we have created a list of “Retirement Protocols” that have proven to be essential during the retirement process.
Please view a list of some of our law enforcement financial services below.
Lunch On Us
Request a time for the team at Craig James Financial Services to speak and provide a complimentary lunch at your next officers meeting or turn out.
Services
Pension Review
Review of your pension options to see which is best for you and also a discussion about life insurance to see if it is a good fit
Risk Analysis
Risk Analysis of your deferred comp (457 plan) and suggested adjustments
Detailed Analysis
Detailed Analysis of the Partial Lump Sum Option (PLS or PLOP), including how to take the lump sum without tax consequences
NYS Paperwork
Proper completion of New York State paperwork and follow-up with New York State
Social Security Maximazation
Receive a customized Social Security Maximization report to help you decide how to claim your benefits
Personalized Strategy
Personalized investment strategies to help meet your financial goals
Law Enforcement Webinar Series
| Title | Date | Start Time | Duration | Register |
|---|---|---|---|---|
| Create Your Own Charcuterie Board with Portia
Join us for an interactive ONLINE TUTORIAL with Portia Randall, Founder of Pretty Platters Boxes. This online class will teach you how to create a beautiful charcuterie display, perfect for Memorial Day or really any day! Upon registration, you will receive an email with the suggested grocery list for you to purchase in advance of the class as well as instructions to coordinate the pick up of your complimentary cheese board and knife provided by Craig James Financial Services. Learn some of the tips and secrets to not only make your charcuterie board taste delicious, but also catch everyone’s attention for its beauty. You will be the talk of the family and your friends when you show up with your homemade charcuterie board. | 5/19/2022 | 6:00pm EDT | 1 hour | Register |
| Biden's Energy Policy and Increased LNG Shipments to Eurpore
We are all feeling the effects of increasing energy prices, whether it be at the gas station or in our utility bill. Wondering how did we get here? What’s next? Are there any opportunities? Join us for this BRAND NEW 30 minute informational and educational webinar titled “Biden’s Energy Policies and increasing LNG shipments to Europe.” (this is where I would insert dates, times and registration links for events in the email) This webinar will review: • A history of the world’s energy supply • Biden’s energy policy • The new Liquified Natural Gas (LNG) Shipments • Market Effects • And More Our webinars are designed in-house, we complete our own research and try to share facts we feel our clients need to know to make the best decisions regarding their assets. Have a topic you want to learn more about or feel would be a good fit for a future webinar? Email jenna@craigjamesfianncial.com. Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 5/25/2022 | 9:30am EDT | 30 minutes | Register |
| Potential Devaluation of the US Dollar
The dollar has been the world’s reserve currency since the 1944 Bretton Wood Agreement. Is the dollar in danger of being devalued with the Russia/Ukraine conflict? You will learn: - The IRS Monitoring Policy - Trudeau's Banking Freeze - Fiscal Restrictions on Russia - State of the Dollar Have a topic you want to learn more about or feel would be a good fit for a future webinar? Email jenna@craigjamesfianncial.com. Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 6/1/2022 | 9:00am EDT | 15 minutes | Register |
| 5 Steps to Protect Your Online Identity
This webinar will teach you about how your data becomes exposed, what threats you could potentially face, and 5 steps you can take today to protect your online identity. After you participate in this webinar you will KNOW how your information is being leaked, HAVE tools to protect you and your family, and you will FEEL safer navigating the internet. Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial | 6/2/2022 | 7:00pm EDT | 1 hour | Register |
| Potential Devaluation of the US Dollar
The dollar has been the world’s reserve currency since the 1944 Bretton Wood Agreement. Is the dollar in danger of being devalued with the Russia/Ukraine conflict? You will learn: - The IRS Monitoring Policy - Trudeau's Banking Freeze - Fiscal Restrictions on Russia - State of the Dollar Have a topic you want to learn more about or feel would be a good fit for a future webinar? Email jenna@craigjamesfianncial.com. Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 6/7/2022 | 7:00pm EDT | 15 minutes | Register |
| Secure Act
We have been fielding many questions lately regarding the impact of the Secure Act on retirement accounts, specifically Inherited IRAs and Required Minimum Distributions. Since there seems to be a good amount of confusion and misinformation out there, we decided to create a special 30-minute webinar called “The Secure Act and Inherited IRAs” to go over these major changes so we can best help navigate what this means to you and your financial future. This webinar will review: • The history of the Secure Act and other retirement planning legislation • The Elimination of the Stretch IRA • Interpreting the 10-year rule for those inheriting qualified accounts • Estate preparation considering these changes • What you need to know as an inheritor Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 6/8/2022 | 9:00am EDT | 30 minutes | Register |
| Taxes in Retirement
The retirement process is unique and different for everyone, especially when you consider your potential tax burden in retirement. Learn more about taxation in retirement and potential ways to become less tax toxic. This event is for educational purposes. Tax services are provided independently from United Planners. Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 6/9/2022 | 7:00pm EDT | 1 hour | Register |
| Social Security Benefit Options
This webinar offers real-world strategies and methods designed for those who are preparing for retirement or are in the early stages of retirement and planning on filing for their Social Security benefits. This webinar is designed to take the confusion out of the many different options available to begin receiving Social Security income and help you determine which option is best for you. Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 6/14/2022 | 7:00pm EDT | 1 hour | Register |
Schedule a Workshop
for Your Department
Having the right information about retirement planning is important. Communicating that information can be difficult. Let the team at Craig James Financial Services, LLC make it easy for you. Contact us today to inquire about our curated Retirement Planning workshop for your department. Workshops can be conducted in-person or virtually.