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Financial Services for Law Enforcement

 

Craig James Financial Services, LLC has expertise in properly preparing members of law enforcement for retirement. We have helped retire hundreds through the New York State pension system.

With the help of fellow officers, retirees, union leaders, and delegates we have created a list of “Retirement Protocols” that have proven to be essential during the retirement process.

Please view a list of some of our law enforcement financial services below. 

 

Lunch On Us

Request a time for the team at Craig James Financial Services to speak and provide a complimentary lunch at your next officers meeting or turn out. 

lunch on us

Services

Pension Review

Review of your pension options to see which is best for you and also a discussion about life insurance to see if it is a good fit

Risk Analysis

          Risk Analysis of your deferred comp           (457 plan) and suggested adjustments

Detailed Analysis

Detailed Analysis of the Partial Lump Sum Option ( PLS or PLOP), including how to take the lump sum without tax consequences

NYS Paperwork

Proper completion of New York State paperwork and follow-up with New York State

Social Security Maximazation

Receive a customized Social Security Maximization report to help you decide how to claim your benefits

Personalized Strategy

Personalized investment strategies to help meet your financial goals

Law Enforcement Webinar Series

TitleDateStart TimeDurationRegister
Taxes and Your Retirement The retirement process is unique and different for everyone, especially when you consider your potential tax burden in retirement. Many essential and irreversible decisions take place when you retire. Where will you get your income from? How and when will you take your social security benefit? What investment strategy will you choose for your investments? What about possible college planning, your spouse’s income, and possible inheritances? You can see that the income you take in retirement can easily produce a tax-toxic retirement. That is why planning is key!

Our hope for this webinar is that you will KNOW more about the many sources of income that retirees have and how they can be taxed, HAVE concrete steps you can take today to address your tax-toxicity, and FEEL more secure that you can perhaps keep more of your hard-earned money.

In this session, we will cover:
• Tax toxicity
• The root causes of tax toxicity
• Why the marginal tax system differs in your retirement years
• Possible ways you can mitigate your tax burden in retirement and keep more of my hard-earned money

We look forward to seeing you at the webinar. If you have any questions you would like to submit beforehand, please email them to jenna@craigjamesfinancial.com.

Megan Muccio is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated.
1/21/20217:00pm EST1 hour
Register
Taxes and Your Retirement The retirement process is unique and different for everyone, especially when you consider your potential tax burden in retirement. Many essential and irreversible decisions take place when you retire. Where will you get your income from? How and when will you take your social security benefit? What investment strategy will you choose for your investments? What about possible college planning, your spouse’s income, and possible inheritances? You can see that the income you take in retirement can easily produce a tax-toxic retirement. That is why planning is key!

Our hope for this webinar is that you will KNOW more about the many sources of income that retirees have and how they can be taxed, HAVE concrete steps you can take today to address your tax-toxicity, and FEEL more secure that you can perhaps keep more of your hard-earned money.

In this session, we will cover:
• Tax toxicity
• The root causes of tax toxicity
• Why the marginal tax system differs in your retirement years
• Possible ways you can mitigate your tax burden in retirement and keep more of my hard-earned money

We look forward to seeing you at the webinar. If you have any questions you would like to submit beforehand, please email them to jenna@craigjamesfinancial.com.

Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated.
1/26/20217:00pm EST1 hour
Register
Financial 15: All About Required Minimum Distributions Grab a cup of coffee on us and join us for a virtual breakfast briefing! All first-time participants will be receive an e-gift card for a cup of joe on us! Join Craig weekly for a 15 minute briefing where he will break down the top changes in the market and how it impacts you!

Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated.
1/27/20219:00am EST15 minutes
Register

Schedule a Workshop

for Your Department

Having the right information about retirement planning is important. Communicating that information can be difficult. Let the team at Craig James Financial Services, LLC make it easy for you. Contact us today to inquire about our curated Retirement Planning workshop for your department. Workshops can be conduced in-person or virtual.