Financial Services for Law Enforcement
Craig James Financial Services, LLC has expertise in properly preparing members of law enforcement for retirement. We have helped hundreds retire through the New York State pension system.
With the help of fellow officers, retirees, union leaders, and delegates, we have created a list of “Retirement Protocols” that have proven to be essential during the retirement process.
Please view a list of some of our law enforcement financial services below.
Lunch On Us
Request a time for the team at Craig James Financial Services to speak and provide a complimentary lunch at your next officers meeting or turn out.
Services
Pension Review
Review of your pension options to see which is best for you and also a discussion about life insurance to see if it is a good fit
Risk Analysis
Risk Analysis of your deferred comp (457 plan) and suggested adjustments
Detailed Analysis
Detailed Analysis of the Partial Lump Sum Option (PLS or PLOP), including how to take the lump sum without tax consequences
NYS Paperwork
Proper completion of New York State paperwork and follow-up with New York State
Social Security Maximazation
Receive a customized Social Security Maximization report to help you decide how to claim your benefits
Personalized Strategy
Personalized investment strategies to help meet your financial goals
Law Enforcement Webinar Series
| Title | Date | Start Time | Duration | Register |
|---|---|---|---|---|
| Financial 15: The Impending Depletion of Social Security
Last month, the Social Security Administration released its annual Trustees’ Report on the state of the Social Security Trust Fund. According to this report, the fund is expected to run dry by 2033, a full year sooner than previously projected. Join us for this event to learn what this means for working Americans and their retirement. At this webinar, we will discuss: - The history and funding of Social Security - How Social Security has been affected by the COVID-19 pandemic shutdown - How the future of Social Security could affect your retirement If you would like to submit any questions about the webinar in advance, please email jenna@craigjamesfinancial.com. We look forward to answering all your Social Security questions, and we hope to see you there! Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 9/22/2021 | 9:00am EDT | 15 minutes | Register |
| Financial 15: The Student Loan Relief Extension
On August 6th, the Department of Education announced an extension of its student loan relief program. Started in March 2020 at the beginning of the pandemic, this program suspended payments on federally-issued student loans. That means that through January of 2022, federal student loans will not have payments due, and they will not accrue interest. Join us for this webinar to learn what this means for you! We'll talk about: - The details of the policy - Who's affected by it - What you can do about it And more! We look forward to answering your questions about this relief policy. If you would like to submit a question in advance, or have other questions about the webinar, please contact jenna@craigjamesfinancial.com. We hope to see you there! Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 9/28/2021 | 7:00pm EDT | 20 minutes | Register |
| Life Insurance Awareness Month: Life Insurance Basics
Life Insurance is a crucial part in planning for your financial future. The month of September is Life Insurance Awareness Month, which has been created to place an emphasis on the importance of life insurance to ensure your hard-earned assets are secure for your loved ones. Life Insurance can be confusing and overwhelming, we have designed this webinar to provide an overview of the basics of life insurance. In our webinar, we will review the following: 1) What is life insurance? 2) Important terms 3) Types of Life Insurance We will also discuss examples of different policies and important items to look for when reviewing various life insurance policies. We will also be happy to answer any questions you have about life insurance. We look forward to seeing you there! If you have any questions you would like to submit beforehand, please do not hesitate to email jenna@craigjamesfinancial.com Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 9/30/2021 | 7:00pm EDT | 15 minutes | Register |
| 5 Steps to Protect Your Online Identity
Did you know that 64% of Americans have experienced data theft? This webinar will teach you about how your data becomes exposed, what threats you could potentially face, and 5 steps you can take today to protect your online identity. After you participate in this webinar you will KNOW how your information is being leaked, HAVE tools to protect you and your family, and you will FEEL safer navigating the internet. We look forward to seeing you at the webinar. If you have any questions you would like to submit beforehand, please email them to jenna@craigjamesfinancial.com. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 10/5/2021 | 7:00pm EDT | 1 hour | Register |
| Estate Planning Awareness Month: Estate Planning Basics
Estate Planning is one of the most important things you can do to protect your family’s future. Join us for this quick webinar to learn the steps you can take to ease their legal and financial burden. Failing to plan your estate can cost your descendants in taxes and legal fees, and can even tear families apart. In our webinar, we will discuss the following steps that can help you avoid this: 1. Avoiding the probate process 2. Designating beneficiaries 3. Making decisions to draft your will 4. Considering the benefits of life insurance 5. Considering trust accounts We look forward to seeing you there! If you have any questions you would like to submit beforehand, please email them to jenna@craigjamesfinancial.com. Megan Muccio is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 10/13/2021 | 9:00am EDT | 15 minutes | Register |
| Estate Planning Awareness Month: Estate Planning Basics
Estate Planning is one of the most important things you can do to protect your family’s future. Join us for this quick webinar to learn the steps you can take to ease their legal and financial burden. Failing to plan your estate can cost your descendants in taxes and legal fees, and can even tear families apart. In our webinar, we will discuss the following steps that can help you avoid this: 1. Avoiding the probate process 2. Designating beneficiaries 3. Making decisions to draft your will 4. Considering the benefits of life insurance 5. Considering trust accounts We look forward to seeing you there! If you have any questions you would like to submit beforehand, please email them to jenna@craigjamesfinancial.com. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 10/18/2021 | 7:00pm EDT | 15 minutes | Register |
Schedule a Workshop
for Your Department
Having the right information about retirement planning is important. Communicating that information can be difficult. Let the team at Craig James Financial Services, LLC make it easy for you. Contact us today to inquire about our curated Retirement Planning workshop for your department. Workshops can be conducted in-person or virtually.