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New York State Police Retirement Plan

To Serve and Protect Your Retirement

Craig James Financial Services, LLC has expertise in properly preparing members of law enforcement for retirement. We have helped retire hundreds through the NYS pension system.
With the help of fellow officers, retirees, union leaders, and delegates we have created a list of “Retirement Protocols” that have proven to be essential during the retirement process.

Dedicated Financial Solutions for Law Enforcement Professionals

At Craig James Financial Services, LLC, we understand the unique challenges and financial needs faced by law enforcement professionals. Our specialized team is committed to providing tailored financial services that empower you to focus on what matters most: serving and protecting your community.

Who We Are
Our team is comprised of professionals with extensive experience in serving the law enforcement community. We bring together a diverse range of skills and insights to help you navigate the complexities of financial management, ensuring you have the support you need every step of the way.

Our Mission
Our mission is simple: to provide law enforcement professionals with the financial tools, resources, and guidance they need to secure their financial future. We pride ourselves on understanding the unique circumstances that come with your profession, allowing us to offer personalized solutions that fit your specific needs.

Our Services:

  • Risk analysis of your deferred comp (457 plan) and suggested adjustments
  • Review of your pension options to see which is best for you and also a discussion about life insurance to see if it is a good fit
  • Detailed analysis of the Partial Lump Sum Option ( PLS or PLOP), including how to take the lump sum without tax consequences
  • Proper completion of NYS paperwork and follow-up with NYS
  • Tax-advantaged strategies for separation pay and retirement assets
  • Personalized investment strategies to help meet your financial goals
  • Social Security maximization planning

We host many educational workshops, so please check for an upcoming event. If you are considering retirement or looking for a second opinion, please call today to schedule your complimentary consultation 631-393-2888.

Why Choose Us?

  • Knowledge: Our team specializes in the financial needs of law enforcement, offering insights that general financial advisors may not understand.
  • Personalized Approach: We take the time to understand your unique situation and provide customized solutions that fit your lifestyle and goals.
  • Commitment to Community: We’re passionate about supporting those who serve our communities, and we’re here to serve you.

Get in Touch
Ready to take control of your financial future? Contact us today to schedule a consultation.
We’re here to help you achieve your financial goals with confidence.

Lunch On Us

Request a time for the team at Craig James Financial Services to speak and provide a complimentary lunch at your next officers meeting or turn out.

Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated.

Investment products and services available only to residents of: Alabama, Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, Virginia, Wisconsin, & Wyoming.

Insurance-related services may not be provided to individuals residing in any states other than CT, PA, NY, FL, NC, NJ, SC, & AZ.  A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements.  Tax services are provided independently of United Planners.