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New York State Police Retirement Plan

To Serve and Protect Your Retirement

Craig James Financial Services, LLC has expertise in properly preparing members of law enforcement for retirement. We have helped retire hundreds through the NYS pension system.

With the help of fellow officers, retirees, union leaders, and delegates we have created a list of “Retirement Protocols” that have proven to be essential during the retirement process.

We provide comprehensive police retirement planning that includes:

  • Risk analysis of your deferred comp (457 plan) and suggested adjustments
  • Review of your pension options to see which is best for you and also a discussion about life insurance to see if it is a good fit
  • Detailed analysis of the Partial Lump Sum Option ( PLS or PLOP), including how to take the lump sum without tax consequences
  • Proper completion of NYS paperwork and follow-up with NYS
  • Tax-advantaged strategies for separation pay and retirement assets
  • Personalized investment strategies to help meet your financial goals
  • Social Security maximization planning

We host many educational workshops, so please check for an upcoming event. If you are considering retirement or looking for a second opinion, please call today to schedule your complimentary consultation 631-393-2888.

Lunch On Us

Request a time for the team at Craig James Financial Services to speak and provide a complimentary lunch at your next officers meeting or turn out.

Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated.

Investment products and services available only to residents of: Alabama, Arizona, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Kentucky, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, Wisconsin, & Wyoming.

Insurance-related services may not be provided to individuals residing in any states other than CT, PA, NY, FL, NC, NJ, & AZ.  A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements.  Tax services are provided independently of United Planners.