Financial Services for Law Enforcement
Craig James Financial Services, LLC has expertise in properly preparing members of law enforcement for retirement. We have helped hundreds retire through the New York State pension system.
With the help of fellow officers, retirees, union leaders, and delegates, we have created a list of “Retirement Protocols” that have proven to be essential during the retirement process.
Please view a list of some of our law enforcement financial services below.
Lunch On Us
Request a time for the team at Craig James Financial Services to speak and provide a complimentary lunch at your next officers meeting or turn out.
Services
Pension Review
Review of your pension options to see which is best for you and also a discussion about life insurance to see if it is a good fit
Risk Analysis
Risk Analysis of your deferred comp (457 plan) and suggested adjustments
Detailed Analysis
Detailed Analysis of the Partial Lump Sum Option (PLS or PLOP), including how to take the lump sum without tax consequences
NYS Paperwork
Proper completion of New York State paperwork and follow-up with New York State
Social Security Maximazation
Receive a customized Social Security Maximization report to help you decide how to claim your benefits
Personalized Strategy
Personalized investment strategies to help meet your financial goals
Law Enforcement Webinar Series
| Title | Date | Start Time | Duration | Register |
|---|---|---|---|---|
| Estate Planning Awareness Month (Presented By: Craig Ferrantino, CWS®, CFF®)
October is Estate Planning Awareness Month, and there’s no better time to get informed. In this webinar, Craig Ferrantino, CWS®, CFF®, will guide you through the essential components of an estate plan and why it matters—no matter your stage of life. In this session, Craig will cover: • The key documents every estate plan should include • Common mistakes to avoid in estate planning • How to help ensure your wishes are carried out and your assets protected Whether you're just getting started or need to revisit your current plan, this session will give you the clarity and confidence to take the next step. This event is for educational purposes. We do not provide legal services. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 10/23/2025 | 7:00pm EDT | 35 minutes | Register |
| What the New Tax Bill Could Mean for You (Presented By: Craig Ferrantino, CWS®, CFF®)
With the “One Big Beautiful Bill” now in effect, many Americans are wondering how the tax changes in the legislation could affect their financial future. In this timely webinar, Craig will break down what’s in the bill and how it could impact your retirement income, tax strategy, and long-term planning. Topics include: • Highlights from the tax bill • How changes could affect your retirement strategy • Practical steps to consider now Whether you’re retired, still working, or somewhere in between, this session is designed to help you understand what’s ahead—and how to prepare wisely. This event is for educational purposes. Tax services are provided independently from United Planners. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 10/27/2025 | 12:30pm EDT | 30 minutes | Register |
| What the New Tax Bill Could Mean for You (Presented By: Craig Ferrantino, CWS®, CFF®)
With the “One Big Beautiful Bill” now in effect, many Americans are wondering how the tax changes in the legislation could affect their financial future. In this timely webinar, Craig will break down what’s in the bill and how it could impact your retirement income, tax strategy, and long-term planning. Topics include: • Highlights from the tax bill • How changes could affect your retirement strategy • Practical steps to consider now Whether you’re retired, still working, or somewhere in between, this session is designed to help you understand what’s ahead—and how to prepare wisely. This event is for educational purposes. Tax services are provided independently from United Planners. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 10/30/2025 | 7:00pm EDT | 1.6 hours | Register |
| SMRs Explained: What They Are, Why They Matter, and What Comes Next (Presented By: Craig Ferrantino, CWS®, CFF®) | 11/3/2025 | 12:00pm EST | 30 minutes | Register |
| SMRs Explained: What They Are, Why They Matter, and What Comes Next (Presented By: Craig Ferrantino, CWS®, CFF®) NEEDS RECORDING | 11/7/2025 | 7:00pm EST | 30 minutes | Register |
| What the New Tax Bill Could Mean for You (Presented By: Craig Ferrantino, CWS®, CFF®)
With the “One Big Beautiful Bill” now in effect, many Americans are wondering how the tax changes in the legislation could affect their financial future. In this timely webinar, Craig will break down what’s in the bill and how it could impact your retirement income, tax strategy, and long-term planning. Topics include: • Highlights from the tax bill • How changes could affect your retirement strategy • Practical steps to consider now Whether you’re retired, still working, or somewhere in between, this session is designed to help you understand what’s ahead—and how to prepare wisely. This event is for educational purposes. Tax services are provided independently from United Planners. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 11/13/2025 | 7:00pm EST | 1 hour | Register |
| 5 Steps to Protect Your Online Identity (Presented By: Craig Ferrantino, CWS®, CFF®)
With Fraud Awareness Week starting November 16, Craig is going live with an important and timely presentation. This webinar will teach you how your data becomes exposed, the threats you could potentially face, and five steps you can take today to protect your online identity. After you participate, you will: • Know how your information is being leaked • Have tools to protect yourself and your family • Feel safer navigating the internet Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 11/18/2025 | 12:00pm EST | 1 hour | Register |
Schedule a Workshop
for Your Department
Having the right information about retirement planning is important. Communicating that information can be difficult. Let the team at Craig James Financial Services, LLC make it easy for you. Contact us today to inquire about our curated Retirement Planning workshop for your department. Workshops can be conducted in-person or virtually.