Financial Services for Law Enforcement
Craig James Financial Services, LLC has expertise in properly preparing members of law enforcement for retirement. We have helped hundreds retire through the New York State pension system.
With the help of fellow officers, retirees, union leaders, and delegates, we have created a list of “Retirement Protocols” that have proven to be essential during the retirement process.
Please view a list of some of our law enforcement financial services below.
Lunch On Us
Request a time for the team at Craig James Financial Services to speak and provide a complimentary lunch at your next officers meeting or turn out.
Services
Pension Review
Review of your pension options to see which is best for you and also a discussion about life insurance to see if it is a good fit
Risk Analysis
Risk Analysis of your deferred comp (457 plan) and suggested adjustments
Detailed Analysis
Detailed Analysis of the Partial Lump Sum Option (PLS or PLOP), including how to take the lump sum without tax consequences
NYS Paperwork
Proper completion of New York State paperwork and follow-up with New York State
Social Security Maximazation
Receive a customized Social Security Maximization report to help you decide how to claim your benefits
Personalized Strategy
Personalized investment strategies to help meet your financial goals
Law Enforcement Webinar Series
| Title | Date | Start Time | Duration | Register |
|---|---|---|---|---|
| What the New Tax Bill Could Mean for You (Presented By: Craig Ferrantino, CWS®, CFF®)
With the “One Big Beautiful Bill” now in effect, many Americans are wondering how the tax changes in the legislation could affect their financial future. In this timely webinar, Craig will break down what’s in the bill and how it could impact your retirement income, tax strategy, and long-term planning. Topics include: • Highlights from the tax bill • How changes could affect your retirement strategy • Practical steps to consider now Whether you’re retired, still working, or somewhere in between, this session is designed to help you understand what’s ahead—and how to prepare wisely. This event is for educational purposes. Tax services are provided independently from United Planners. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 11/13/2025 | 7:00pm EST | 30 minutes | Register |
| 5 Steps to Protect Your Online Identity (Presented By: Craig Ferrantino, CWS®, CFF®)
With Fraud Awareness Week starting November 16, Craig is going live with an important and timely presentation. This webinar will teach you how your data becomes exposed, the threats you could potentially face, and five steps you can take today to protect your online identity. After you participate, you will: • Know how your information is being leaked • Have tools to protect yourself and your family • Feel safer navigating the internet Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 11/18/2025 | 12:00pm EST | 1 hour | Register |
| Roth IRA Conversion Strategy Session LIVE (Presented By: Craig Ferrantino, CWS®, CFF®)
As the December Roth conversion deadline approaches, there is still time to take action and make decisions that could impact your retirement for years to come. In this focused Roth IRA Strategy Session, Craig Ferrantino, CWS®, CFF®, will walk you through how Roth conversions work, who can benefit most, and what to consider before converting. You’ll learn the tax implications, potential advantages, and key factors to weigh before year-end. This session will help you understand: • How Roth conversions differ from contributions • The potential tax benefits of paying now for a tax-free retirement later • How to avoid common conversion mistakes • When a Roth conversion may not make sense based on your income or timeline If you’ve ever wondered whether converting your traditional IRA or 401(k) could help you secure a tax-free future, this is the webinar for you. Don’t wait—time is running out to take advantage before the year closes. | 11/19/2025 | 12:30pm EST | 30 minutes | Register |
| Social Security Benefit Options (Presented By: Craig Ferrantino, CWS®, CFF®)
This webinar offers real-world strategies and methods designed for those who are preparing for retirement or are in the early stages of retirement and planning on filing for their Social Security benefits. This webinar is designed to take the confusion out of the many different options available to begin receiving Social Security income and help you determine which option is best for you. Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 11/21/2025 | 7:00pm EST | 1 hour | Register |
| 5 Things To Do Before Year Ends (Presented By: Craig Ferrantino, CWS®, CFF®)
The end of the year is nearing, sooner than you may realize, and it is time to recall important deadlines. During this webinar, we will discuss five things to review before the end of the year. In doing so, we will explain the retirement process along with potential tax advantages remaining for 2025. We will go over: • Maximizing Retirement Account Contributions • Roth IRA Conversions • Required Minimum Distributions • 529 Contributions • Making Non-Filed Gifts Have a topic you want to learn more about, or feel would be a good fit for a future webinar? Email jenna@craigjamesfinancial.com Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax, or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 11/25/2025 | 12:00pm EST | 30 minutes | Register |
| Roth IRA Conversion Strategy Session (Presented By: Craig Ferrantino, CWS®, CFF®)
As the December Roth conversion deadline approaches, there is still time to take action and make decisions that could impact your retirement for years to come. In this focused Roth IRA Strategy Session, Craig Ferrantino, CWS®, CFF®, will walk you through how Roth conversions work, who can benefit most, and what to consider before converting. You’ll learn the tax implications, potential advantages, and key factors to weigh before year-end. This session will help you understand: • How Roth conversions differ from contributions • The potential tax benefits of paying now for a tax-free retirement later • How to avoid common conversion mistakes • When a Roth conversion may not make sense based on your income or timeline If you’ve ever wondered whether converting your traditional IRA or 401(k) could help you secure a tax-free future, this is the webinar for you. Don’t wait—time is running out to take advantage before the year closes. | 11/26/2025 | 7:00pm EST | 30 minutes | Register |
| Sector Spotlight: The Future of Quantum Computing (Presented By: Craig Ferrantino, CWS®, CFF®)
In this month’s Sector Spotlight, Craig Ferrantino, CWS®, CFF®, will be discussing Quantum Computing: What Is It? The news may be abuzz with stock picks and industry updates, but behind the headlines is a revolutionary technology that may or may not transform our society. Quantum computing has the potential to change the way we process information, solve problems, and understand the world around us. Join Craig as he explains the foundations of quantum computing, the current state of the industry, and evaluates some of the key players leading the way. You will walk away with a practical understanding of quantum mechanics, an overview of where the sector stands today, and insight into where it may be headed in the years to come. This event is for educational purposes. Tax services are provided independently from United Planners. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 12/3/2025 | 12:00pm EST | 30 minutes | Register |
| 5 Things To Do Before Year Ends (Presented By: Craig Ferrantino, CWS®, CFF®) NEEDS RECORDING
The end of the year is nearing, sooner than you may realize, and it is time to recall important deadlines. During this webinar, we will discuss five things to review before the end of the year. In doing so, we will explain the retirement process along with potential tax advantages remaining for 2025. We will go over: • Maximizing Retirement Account Contributions • Roth IRA Conversions • Required Minimum Distributions • 529 Contributions • Making Non-Filed Gifts Have a topic you want to learn more about, or feel would be a good fit for a future webinar? Email jenna@craigjamesfinancial.com Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax, or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 12/5/2025 | 7:00pm EST | 30 minutes | Register |
Schedule a Workshop
for Your Department
Having the right information about retirement planning is important. Communicating that information can be difficult. Let the team at Craig James Financial Services, LLC make it easy for you. Contact us today to inquire about our curated Retirement Planning workshop for your department. Workshops can be conducted in-person or virtually.