Financial Services for Law Enforcement
Craig James Financial Services, LLC has expertise in properly preparing members of law enforcement for retirement. We have helped hundreds retire through the New York State pension system.
With the help of fellow officers, retirees, union leaders, and delegates, we have created a list of “Retirement Protocols” that have proven to be essential during the retirement process.
Please view a list of some of our law enforcement financial services below.
Lunch On Us
Request a time for the team at Craig James Financial Services to speak and provide a complimentary lunch at your next officers meeting or turn out.
Services
Pension Review
Review of your pension options to see which is best for you and also a discussion about life insurance to see if it is a good fit
Risk Analysis
Risk Analysis of your deferred comp (457 plan) and suggested adjustments
Detailed Analysis
Detailed Analysis of the Partial Lump Sum Option (PLS or PLOP), including how to take the lump sum without tax consequences
NYS Paperwork
Proper completion of New York State paperwork and follow-up with New York State
Social Security Maximazation
Receive a customized Social Security Maximization report to help you decide how to claim your benefits
Personalized Strategy
Personalized investment strategies to help meet your financial goals
Law Enforcement Webinar Series
| Title | Date | Start Time | Duration | Register |
|---|---|---|---|---|
| 9 Common Retirement Mistakes (Presented By: Craig Ferrantino, CWS®, CFF®)
Are you ready for retirement? Join Craig Ferrantino, CWS®, CFF®, for a quick and insightful session on the most common retirement mistakes and how to avoid them. What You’ll Learn: • Strategies for smart asset allocation. • How to maximize Social Security benefits. • The impact of taxes on your retirement income. • Ways to prepare for healthcare costs and inflation. • Tips to avoid fraud and protect your finances. This free, educational webinar will help you plan for a secure and stress-free retirement. | 2/14/2025 | 7:00pm EST | 1 hour | Register |
| 3 Reasons to Contribute to an IRA
Have you made your 2024 IRA Contribution? Yes that is not a typo--there is still time to make your 2024 retirement contribution before the April 15th deadline. Not sure if you are eligible to make a contribution? Wondering why making an IRA contribution may benefit you? Join us for this 15 minute webinar to learn 3 important reasons why making an annual IRA contribution is so important and the steps needed to make your retirement contribution before it's too late. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 2/25/2025 | 12:00pm EST | 15 minutes | Register |
| Roth IRA Conversion Strategy Session (Presented By: Craig Ferrantino, CWS®, CFF®)
This educational webinar will guide you through: • The differences between Roth IRAs and Roth conversions. • Tax implications and how to plan for them. • Benefits like tax-free growth, no RMDs, and legacy planning. • Key considerations to determine if a Roth conversion is right for you. Take charge of your financial future by exploring how Roth IRA conversions can provide flexibility, security, and tax efficiency in retirement. This event is for educational purposes. Tax services are provided independently from United Planners. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 2/27/2025 | 7:00pm EST | 15 minutes | Register |
| Five Critical Strategies for Saving MORE on Taxes (Presented By: Craig Ferrantino, CWS®, CFF®)
Join us for a quick and insightful session on how to keep more of your hard-earned money with these five proven strategies: • Maximize savings in retirement accounts like 401(k)s, IRAs, and HSAs. • Gifting strategies to benefit your loved ones while minimizing taxes. • Timing tips for tax-efficient withdrawals from Social Security, real estate, and more. • Learn about new tax proposals and their potential impact on your finances. This educational webinar will provide actionable tips to help you reduce taxes and optimize your financial plan. Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 2/28/2025 | 7:00pm EST | 1 hour | Register |
| 3 Reasons to Contribute to an IRA
Have you made your 2024 IRA Contribution? Yes, that is not a typo--there is still time to make your 2024 retirement contribution before the April 15th deadline. Not sure if you are eligible to make a contribution? Wondering why making an IRA contribution may benefit you? Join us for this 15 minute webinar to learn 3 important reasons why making an annual IRA contribution is so important and the steps needed to make your retirement contribution before its too late. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 3/6/2025 | 12:00pm EST | 15 minutes | Register |
Schedule a Workshop
for Your Department
Having the right information about retirement planning is important. Communicating that information can be difficult. Let the team at Craig James Financial Services, LLC make it easy for you. Contact us today to inquire about our curated Retirement Planning workshop for your department. Workshops can be conducted in-person or virtually.