Financial Services for Law Enforcement
Craig James Financial Services, LLC has expertise in properly preparing members of law enforcement for retirement. We have helped hundreds retire through the New York State pension system.
With the help of fellow officers, retirees, union leaders, and delegates, we have created a list of “Retirement Protocols” that have proven to be essential during the retirement process.
Please view a list of some of our law enforcement financial services below.
Lunch On Us
Request a time for the team at Craig James Financial Services to speak and provide a complimentary lunch at your next officers meeting or turn out.
Services
Pension Review
Review of your pension options to see which is best for you and also a discussion about life insurance to see if it is a good fit
Risk Analysis
Risk Analysis of your deferred comp (457 plan) and suggested adjustments
Detailed Analysis
Detailed Analysis of the Partial Lump Sum Option (PLS or PLOP), including how to take the lump sum without tax consequences
NYS Paperwork
Proper completion of New York State paperwork and follow-up with New York State
Social Security Maximazation
Receive a customized Social Security Maximization report to help you decide how to claim your benefits
Personalized Strategy
Personalized investment strategies to help meet your financial goals
Law Enforcement Webinar Series
| Title | Date | Start Time | Duration | Register |
|---|---|---|---|---|
| Back-to-School for Grown-Ups (Presented By: Craig Ferrantino, CWS®, CFF®)
Financial education isn’t just for kids. In this special workshop, Back-to-School for Grown-Ups, we invite you to brush up on the financial lessons that matter most—without the homework or test anxiety. In this session, Craig Ferrantino, CWS®, CFF®, will guide you through key financial topics that impact individuals and families at every stage of life. Topics include: • Communicating about finances and conversations to have before and during marriage • Healthy financial habits, such as setting goals, budgeting, reducing taxes, and investment planning • Long-Term financial planning including insurance, retirement planning, and estate planning Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 9/16/2025 | 12:00pm EDT | 1 hour | Register |
| What the New Tax Bill Could Mean for You (Presented By: Craig Ferrantino, CWS®, CFF®)
With the “One Big Beautiful Bill” gaining momentum, many Americans are wondering how potential tax changes could affect their financial future. In this timely webinar, Craig will break down what’s in the bill and how it could impact your retirement income, tax strategy, and long-term planning. Topics include: • Key highlights from the proposed tax bill • How changes could affect your retirement strategy • Practical steps to consider now Whether you're retired, still working, or somewhere in between, this session is designed to help you understand what’s ahead—and how to prepare wisely. This event is for educational purposes. Tax services are provided independently from United Planners. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 9/17/2025 | 12:00pm EDT | 1 hour | Register |
| The Big Beautiful Bill's Changes to Student Loans (Presented By: Craig Ferrantino, CWS®, CFF®)
In this new session, Craig Ferrantino, CWS®, CFF®, will walk you through how the proposed “One Big Beautiful Bill” could reshape the landscape of student loans in the U.S. In this webinar, Craig will cover: • The elimination of Graduate PLUS Loans and introduction of new loan caps • Key changes to repayment options, including the new Repayment Assistance Plan (RAP) • What these changes mean for students, parents, and employers • How the bill aims to hold colleges accountable and reduce long-term debt burdens Whether you’re a borrower, parent, or employer, this session will help you understand the potential impact of the bill and what steps to consider moving forward. This event is for educational purposes. Tax services are provided independently from United Planners. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 9/18/2025 | 7:00pm EDT | 1 hour | Register |
| What the New Tax Bill Could Mean for You (Presented By: Craig Ferrantino, CWS®, CFF®)
With the “One Big Beautiful Bill” gaining momentum, many Americans are wondering how potential tax changes could affect their financial future. In this timely webinar, Craig will break down what’s in the bill and how it could impact your retirement income, tax strategy, and long-term planning. Topics include: • Key highlights from the proposed tax bill • How changes could affect your retirement strategy • Practical steps to consider now Whether you're retired, still working, or somewhere in between, this session is designed to help you understand what’s ahead—and how to prepare wisely. This event is for educational purposes. Tax services are provided independently from United Planners. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 9/25/2025 | 7:00pm EDT | 1 hour | Register |
| Back-to-School for Grown-Ups (Presented By: Craig Ferrantino, CWS®, CFF®) NEEDS RECORDING
Financial education isn’t just for kids. In this special workshop, Back-to-School for Grown-Ups, we invite you to brush up on the financial lessons that matter most—without the homework or test anxiety. In this session, Craig Ferrantino, CWS®, CFF®, will guide you through key financial topics that impact individuals and families at every stage of life. Topics include: • Communicating about finances and conversations to have before and during marriage • Healthy financial habits, such as setting goals, budgeting, reducing taxes, and investment planning • Long-Term financial planning including insurance, retirement planning, and estate planning Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 9/30/2025 | 7:00pm EDT | 1 hour | Register |
| Social Security Benefit Options (Presented By: Craig Ferrantino, CWS®, CFF®)
This webinar offers real-world strategies and methods designed for those who are preparing for retirement or are in the early stages of retirement and planning on filing for their Social Security benefits. This webinar is designed to take the confusion out of the many different options available to begin receiving Social Security income and help you determine which option is best for you. Craig Ferrantino is a registered representative offering securities and advisory services through United Planners Financial Services member FINRA, SIPC. Craig James Financial Services and United Planners are not affiliated. Material discussed is meant to provide general information and it is not to be construed as specific investment, tax or legal advice. Individual needs vary and require consideration of your unique objectives and financial situation. | 10/7/2025 | 7:00pm EDT | 1 hour | Register |
| Estate Planning Awareness Month LIVE (Presented By: Craig Ferrantino, CWS®, CFF®)
October is Estate Planning Awareness Month, and there’s no better time to get informed. In this webinar, Craig Ferrantino, CWS®, CFF®, will guide you through the essential components of an estate plan and why it matters—no matter your stage of life. In this session, Craig will cover: • The key documents every estate plan should include • Common mistakes to avoid in estate planning • How to help ensure your wishes are carried out and your assets protected Whether you're just getting started or need to revisit your current plan, this session will give you the clarity and confidence to take the next step. This event is for educational purposes. We do not provide legal services. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. | 10/16/2025 | 7:00pm EDT | 1 hour | Register |
Schedule a Workshop
for Your Department
Having the right information about retirement planning is important. Communicating that information can be difficult. Let the team at Craig James Financial Services, LLC make it easy for you. Contact us today to inquire about our curated Retirement Planning workshop for your department. Workshops can be conducted in-person or virtually.